PagarBook Alternative for Growing Businesses

Which one should you choose?

It depends on your business.

Stay with PagarBook if…

You have fewer than about 15 employees, they are mostly daily-wage or contract workers, and your CA handles PF, ESI and TDS outside the software.

Look at BizlumoAI if…

You have 20 to 250 employees, you have a fixed salary structure, you file PF, ESI and TDS yourself, you have staff in more than one state, or you want Form 16 from the same system.

Side by side

	BizlumoAI	PagarBook
PF file (ECR)	Made for you from the salary run	Prepared outside the software
ESI	Calculated, with an Excel file for the ESIC website	Done by hand
TDS and Form 24Q	Calculated every month, with a Form 24Q file each quarter	Not built
Form 16	A PDF for every employee	Not built
Professional Tax	Ready slabs for 9 states, editable for any other	By hand, or partly
Attendance	Phone app, face check-in and fingerprint machines	Mobile app, limited
Alerts	Email, SMS and WhatsApp	Only inside the app
Salary structure	Add any earning or deduction	Fixed templates
Loans, advances and expense claims	From start to finish, with EMI cut from salary	Basic
Leave	Carry forward, comp-off and sandwich leave rules	Basic
Many companies	Built in	One company only
Free plan	Up to 10 employees	No

PagarBook details are from its publicly documented features as of FY 2025-26. PagarBook is a good product for the businesses it is made for. Features change, so please check the PagarBook website before you decide. If something here is wrong, write to sales@bizlumoai.com and we will correct it. See the full comparison with other tools →

What you get with BizlumoAI

The same features on every plan, also on the free plan.

Face attendance

Works on any Android phone or tablet you already have. A photo will not work.
See how it works →

Salary with PF, ESI, PT and TDS

Calculated from attendance. Payslips go to each employee.
See payroll →

Many companies, one bill

Run all your companies from one login. You pay once.
See how it works →

How to move from PagarBook

We have done this many times. We help you at every step.

Take out your staff list

Download your employee list from PagarBook as an Excel file.

Send it to us

Send it to sales@bizlumoai.com with your salary structure. We set up your account with all employees.

We run one salary side by side

We run one month of salary next to your PagarBook run, for free. You check every number.

Carry on with BizlumoAI

From the next month you use BizlumoAI, with PF, ESI, PT, TDS and Form 16 included.

Try it free with your first 10 employees

Free forever, not a trial. All features are included. Bigger plans start at ₹1,999 per month for up to 25 employees. You can try them free for 14 days, with no card. See all plans →

Start Free →

Common questions

Is BizlumoAI cheaper than PagarBook?

It depends on your team size. PagarBook charges for each employee. BizlumoAI charges for a plan: free for up to 10 employees, then ₹1,999 per month for up to 25, and ₹2,999 per month for up to 50. Please compare the two for your own team size.

Can I move my data from PagarBook?

Yes. Send us your employee list and salary structure, and we set up your account. We also run one month of salary side by side so you can check the numbers.

What does BizlumoAI not do?

BizlumoAI does not do performance reviews or staff surveys. It does attendance, leave, salary and expense claims. If you need performance reviews, BizlumoAI is not the right tool.

Do I need to talk to sales to start?

No. Create your account and start using it. You talk to us only if you want to.

Is my data kept in India?

Yes. All BizlumoAI data is stored on servers in India.

A simple PagarBook alternative for growing businesses